Business banking platforms provide comprehensive financial services designed specifically for small and medium enterprises (SMEs) and startups. These platforms integrate banking with accounting, invoicing, expense management, and business intelligence tools. They often offer corporate cards, multi-user access, and API integrations with popular business software.

Revenue is generated through interchange fees from business card transactions, monthly SaaS subscription fees for premium features, treasury management fees, and interest spreads on business deposits. Some platforms also charge for wire transfers and foreign exchange services.

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