신용복구
정의
Credit repair companies help consumers identify and dispute inaccurate, outdated, or unverifiable information on credit reports. These services handle communication with credit bureaus, negotiate with creditors, and work to remove negative items that are dragging down credit scores through systematic dispute processes.
수익 모델
Revenue from setup fees ($50-100) and monthly service fees ($79-149/month) during active repair period. Additional income from consultation fees, credit monitoring add-ons, and success-based pricing models where fees are tied to successful removals of negative items.
핵심 성과 지표
Item Removal Success Rate
Percentage of disputed items successfully removed or corrected
Average Score Improvement
Mean credit score increase achieved for clients
Time to Results
Average duration from enrollment to first score improvement
주요 플레이어
Lexington Law, CreditRepair.com, Sky Blue Credit