신용관리
Credit score monitoring, credit building, and debt management platforms
| Business Model | Revenue Model | Key Metrics | Key Players |
|---|---|---|---|
Credit Monitoring 신용관리 | Subscriptions & Upsells | Active Subscribers, Alert Response Rate, Credit Score Improvement | Credit Karma, Experian, myFICO |
Credit Repair 신용복구 | Service Fees | Negative Items Removed, Average Score Increase, Dispute Success Rate | Lexington Law, CreditRepair.com, Sky Blue Credit |
Credit Building 신용구축 | Interest & Service Fees | New Credit Files Created, On-Time Payment Rate, Score Milestone Achievement | Self, Chime Credit Builder, Petal |
Identity Protection 신원보호 | Comprehensive Subscriptions | Threats Detected, Protected Accounts, Insurance Claims Processed | LifeLock, IdentityGuard, ID Watchdog |
Credit Education 신용교육 | Freemium Content & Affiliate | Course Completions, User Credit Score Gains, Content Engagement | Experian Credit Education, NerdWallet Learn, Credit Sesame Education |
Free Credit Reports 신용보고서 | Advertising & Recommendations | Monthly Active Users, Report Pulls, Product Conversion Rate | Credit Karma, Credit Sesame, WalletHub |